Introduction
Allstate Insurance is one of the “Big Four” insurance providers in the United States, known for its slogan “You’re in good hands.” Founded in 1931, Allstate has grown into a multi-billion-dollar corporation with more than 113 million policies across auto, home, renters, and life insurance. Its focus on customer protection, digital innovation, and rewards for safe driving makes it a popular choice among individuals and families.
This article explores Allstate’s history, services, benefits, drawbacks, and essential tips for choosing the right coverage.
Company Overview
Allstate was created as part of Sears, Roebuck and Co., originally to provide auto insurance by mail. Over the decades, the company expanded into multiple insurance sectors and became an independent corporation in 1995. Allstate operates through a hybrid model that includes local agents, regional offices, and strong online services.
Allstate is headquartered in Northbrook, Illinois, and employs more than 45,000 people. The insurer is widely recognized for its commitment to road safety, disaster preparedness, and customer education through programs like Allstate Foundation and Teen Safe Driving.
Services and Insurance Products
1. Auto Insurance
Auto insurance is Allstate’s flagship product, offering:
- Liability coverage
- Collision and comprehensive
- Uninsured/underinsured motorist
- Medical payments
- Roadside service
- Accident forgiveness
- New car replacement
- Safe driving bonus checks