Zurich is one of the most attractive cities in Switzerland, offering excellent quality of life, high salaries, and a world-class healthcare system. However, healthcare costs in Switzerland can be expensive, making it essential to find the cheapest health insurance in Zurich without sacrificing essential coverage.
In this in-depth guide, we explain how health insurance works in Zurich, which providers are known for low premiums, and how residents can legally reduce their monthly health insurance costs.
Understanding Health Insurance in Zurich
Health insurance in Switzerland is mandatory for all residents, including those living in Zurich. This system is regulated under the Swiss Health Insurance Act (LAMal).
Key Facts About Swiss Health Insurance
- Everyone must purchase basic health insurance
- Coverage is identical across all insurers
- Insurers cannot reject applicants
- Premiums vary by canton and municipality
This means that while benefits are the same, prices can differ significantly, making comparison crucial.